The Richards Financial Group, Inc. and Advanced Benefits Advisors, LLC offer independent consulting and brokerage services for your business  We are licensed and appointed with numerous insurance and investment companies. These are a sample of some the companies we work with:

Executive Disability and Life Insurance Carriers

  • Lincoln National Life Insurance Company
  • Guardian Life Insurance Company
  • MetLife Insurance Company
  • Peterson International Underwriters
  • Principal Life Insurance Company
  • Transamerica Life Insurance Company.

Group Health Insurance Carriers

  • Anthem Blue Cross Blue Shield
  • CIGNA / Great West Life
  • Colorado Health Op
  • Humana
  • Kaiser
  • Rocky Mountain Health Plans
  • United Healthcare
  • Connect-for-Health Colorado
  • Various self-insurance providers (stop-loss carriers, benefit administrators and pharmacy benefit managers)

Group Disability and Life Insurance Carriers

  • Assurant
  • Guardian
  • Hartford
  • Lincoln National
  • MetLife
  • Principal
  • Prudential
  • Reliance-Standard
  • Standard
  • Sun Life
  • UNUM.

Group Dental Insurance Carriers

  • Assurant
  • Delta Dental
  • Lincoln National
  • MetLife
  • Principal
  • Standard
  • Sun Life
  • United Concordia.

Voluntary Supplemental Insurance Carriers

  • AFLAC
  • Assurant
  • Colonial
  • Guardian
  • Transamerica.